Gift Card Program for Merchants

Did You Know?

• 75% of Gift Card holders spend 60% more than the value of the card
• Purchases made with Gift cards are 20-50% more than the average purchase
• 16-21% of all Gift Card holders do not redeem the entire balance
• 8 out of 10 people would include gift cards among their holiday shopping purchases
• Gift Cards eliminate the need for cash refunds. Provide a gift card instead and you guarantee another purchase.

Gift Cards vs. Paper Gift Certificates

• Gift Cards reduce the threat of fraud and theft that is typical with paper gift certificates
• Gift Cards can be displayed at the point-of-purchase and create an impulse buy
• Gift Cards can be easily reloaded
• Gift Cards act as a walking billboard in your customers wallet
• Gift Cards are much easier to manage and require no paper tracking

The reasons to start a Gift Card program can go on and on. BankCard Central offers the most affordable and easy-to-manage Gift Card program available.  There are no monthly fees and you only pay per transaction.

Visit our website for more information on our Gift Card Program.

Payer Authentication

Payment Authentication makes online shopping safer for both buyers and sellers.
The branded initiatives offered by VerePay will:

• Eliminate fraud and "I didn't do it" chargebacks.
• Guarantee payment to merchants on all fully-authenticated transactions.
• Guarantee payment to merchants on attempted authentications. (Visa transactions and interregional Mastercard transactions)
• Lower Interchange Rates.
• Provide a secure environment for safe international e-Commerce.
• Dramatically reduce fraud screening costs
• Protect cardholders from fraudulent use of their credit cards.

Below are some statistical averages from over 22,000 merchants currently using Verefied by Visa and MasterCard SecureCode:

• 7.5 out of every 10 transactions are guaranteed payment
• 95% of Visa transactions are protected from fraudulent chargebacks
• 15% of Master Card transactions are protected from fraudulent chargebacks
• The average authenticated transaction is $117

Why should you choose VerePay?

VerePay offers an ASP.net solution that quickly and easily integrates with your current check out process and enables each of the payment authentication initiatives. By providing one integration that addresses the unique requirements of each initiative we eliminate the need to install multiple software components for each program.

Click Here to find out more about our the VerePay Payment Gateway and protecting yourself from fraudulent chargebacks.

Payer Authentication and Website Security

One of the most important needs for those who are pondering the decision to accept credit card online is security. A merchant needs to look out for their own companies interests, as well as, their customers. If a customer doesn't feel safe and secure then more than likely they will move on to another merchant's website that does make them feel secure. This could be devastating to a company that relies heavily upon online sales. Payer authentication or customer validation helps with this feeling of security when a customer is checking out in your shopping cart.

MasterCard and VISA each have a program offered that you can easily add to your websites shopping cart. They are:

• MasterCard SecureCode
• Verified By VISA

eCommerce Credit Card Processing Solutions

Having a web site these days means nothing unless you are making money. BankCard Central can help you to get online and start accepting credit cards over the internet. Most brick and mortar sites don't realize they could possibly double their income. A successful eCommerce company requires much more than an attractive web site selling a needed product. To make it on the internet you need to have a reliable high speed credit card processing company to make sure you get funds into your bank account on time.

The reality of making money while you sleep is reserved for those sites:

• acceptable to a legitimate credit card processor
• with access to an unlimited merchant account
• which provide customers security from the fear their personal information will be stolen
• which master and validate customers proper use of their credit cards
• favored by the search engines (Search Engine Marketing)

BankCard Central has mastered these challenges enabling you to succeed.

BankCard Central will not impose arbitrary limits on your success. You have access to an unlimited merchant account credit card processing needs for all types of e-Commerce sites.
This is unique. Most merchant service companies limit the types of eCommerce web sites they will accept. Additionally, they restrict the amount you process because merchant sales are treated as an unsecured loan.

Merchants processing through BankCard Central can provide the customer the protection of VERePAY Technologies against hackers, fraudulent sales and the “I didn’t do it charge backs”. VERePAY’s credit card processing gateway is built with military grade internal encryption of cardholder information, easy to use fraud protection and Secure Card Storage™ for recurring payments.

VERePAY can easily be integrated into your current eCommerce web site, accounting system, CRM system, IVR system or cellular phone for single transactions or recurring payments.

BankCard Central is committed to eCommerce.

Additional Ecommerce Solutions for Your Business:

• Shopping Cart Software integrated with VERePAY
• More Shopping Cart Solutions
• Help with Search Engine Optimization (SEO)
• Apply for a Merchant Account
• Free Domain Name for processing merchants